Privacy Policy

Home » Privacy Policy

Maple Brown Abbott Limited (Antipodes) understands and appreciates that you, as an MBAL website visitor, are concerned about the confidentiality and security of information MBAL may collect about you. MBAL is committed to providing you with information on our services within a secure and confidential on-line environment.

By accessing this website you consent to the processing by us and our agents and service providers of any personal data provided by you when you use our website.

Our privacy statement sets out, for your information:

What information we collect from you

The types of personal data that we collect from you generally include your name, contact details such as your email address and telephone number and location.

We will not collect any information that identifies you as an individual unless you knowingly provide it to us.

Any personal information you supply will be used only in accordance with this Privacy Statement.

If you browse on the website, read or download information, our system will record the date and time of your visit and the pages viewed and information downloaded.

Use and disclosure of information

Any information we collect from you, may be used by any entity carrying out functions on behalf of MBAL for the purpose of:

enabling MBAL to provide services;
providing information to you in accordance with your requests;
the purposes of enabling MBAL to undertake research, planning, product development, risk assessment, risk modelling and marketing;
such other purposes as individuals would reasonably expect their personal information to be used for; and any other purpose required by or to the extent permitted by law.

We will only disclose personal information to third party entities, whether in Australia or any overseas jurisdiction, carrying out functions on behalf of MBAL on a confidential basis. You should note that information we collect from you may also be disclosed to third parties if that disclosure is required by or to the extent permitted by law.

Security of your information

MBAL regards the security of your personal information as a priority and takes all reasonable steps to protect your information from loss and unauthorised access, destruction, use, modification or disclosure.

The Company has implemented various safeguards to keep your personal information secure, including information and communication technology security, access security, internal training programs and managed detection and response service.

While we take reasonable steps to preserve the security of your personal information, there are inherent risks in transmitting and storing information and we cannot ensure or warrant the security of any information we hold.

From time to time the website may contain links to other websites, and MBAL is not responsible for the privacy practices or the content of these websites.

Cookies

A cookie is a small data file placed on your computer by Antipodes’ server. A cookie contains information about your visit to the website. When you visit the website again, our server will look for the cookie and structure itself based on the information provided. A cookie identifies your computer to our web server when you visit the website. We do not use the cookie to store personal information about you. MBAL uses browser cookies to improve the speed and reliability of our security system. It is recommended that you turn off any cookie warnings in your browser before using this website, otherwise you may not be able to use the full functionality of this website.

Acceptance and changes to privacy statements

You acknowledge and accept that your use of the website indicates your acceptance of the website terms and conditions of use and this Privacy Statement. This Privacy Statement may change from time to time, so please check back occasionally. Any information collected after an amended Privacy Statement has been posted on this website will be subject to that amended Privacy Statement.

Access and updating of information

You are able to access and update the personal information that we hold about you at any time. To amend personal information that MBAL holds you should contact the Privacy Officer via the details below.

If you wish to request access to any other personal data which we hold about you as a result of our information collection practices outlined in this Privacy Statement, please refer to the “Contact details” section below.

If you have a privacy complaint

At Antipodes, we value our customers. We will always aim to be fair and responsive. If you have a privacy complaint, you have the right to expect that we will handle it in a friendly and professional way. When we receive a complaint, we receive this as valuable feedback that may help us improve our services and to ensure your needs are met in a satisfactory and appropriate manner.

If you wish to complain, at any time, about the handling, use or disclosure of your personal information, you can provide your written complaint by email, letter or by personal delivery to any one of our contact details noted below.

We will make all efforts possible to investigate your complaint and advise you of the outcome as soon as possible. Your complaint can also be taken to the Office of the Australian Information Commissioner, who can be contacted at:

Office of the Australian Information Commissioner (OAIC)
Level 3, 175 Pitt Street
Sydney NSW 2000
Visit www.oaic.gov.au

If the matter is not resolved to your satisfaction, you can then refer your complaint to the Australian Financial Complaints Authority (AFCA), who can be contacted at:

Australian Financial Complaints Authority
GPO Box 3
Melbourne VIC 3001
Phone 1800 931 678 (free call)
Visit afca.org.au

Contact Details

Please contact our Privacy Officer using the details set out below if you wish to:

ask any questions or provide feedback about this Privacy Statement;
request a copy of our Privacy Policy;
make a request for access to or to update to any personal data that we may hold about you; or
make a complaint about the way in which we have handled your personal data.

Privacy Officer
By mail: PO Box R1313, Royal Exchange NSW 1225, Australia
By email: Risk.Compliance@pinnacleinvestment.com

Any information that we provide in response may be limited to the extent permitted by any applicable law.

In accordance with the General Data Protection Regulation (697/2016/EU) (the GDPR) and applicable Irish data protection legislation (currently the Irish Data Protection Acts 1988 to 2018) (collectively, Data Protection Legislation) Maple-Brown Abbott Funds plc (the Company), being a data controller, is required to provide you with information on how the personal data that you provide as part of your subscription to shares in the Company will be processed by the Company, its service providers and delegates and their duly authorised agents and any of their respective related, associated or affiliated companies.

As a consequence of your investment the Company, acting as a data controller, may itself (or through third parties including but not limited to Northern Trust International Fund Administration Services (Ireland) Limited (the Administrator), Bridge Fund Services Limited (the Manager) and Maple-Brown Abbott Limited (in its capacity as distributor and investment manager to the Company and its sub-funds) together with any sub-distributors that may be appointed from time to time (collectively the Distributor), local paying agents and mailing firms appointed by any of the foregoing (together the Service Providers)) process your personal information or to the extent that you are a non-natural person, that of your directors, officers, shareholders (direct or indirect), employees, intermediaries and/or beneficial owners of shares held by you in the Company. Where you are a non-natural person, save where otherwise expressly provided, any reference in this Data Privacy Statement to “you” or “your” in the context of processing personal data of data subjects shall be understood to mean and relate to the personal data of your directors, officers, shareholders, employees, intermediaries and/or beneficial owners as the context may require.

Although Maple-Brown Abbott Limited is not currently a data controller, in certain circumstances, it may itself use your personal data for its own purposes and as a result be considered a data controller of such data. In such circumstances, all rights afforded to you as a data subject under the GDPR shall be solely exercisable against Maple-Brown Abbott Limited.

In this regard, please note the following:

Purposes of Processing and Legal Basis for Processing

Processing Activity by or on behalf of the Fund	Legal Basis for Processing
Where you are a natural person, managing and administering your holdings in the Company and any related account on an ongoing basis	Performance of the contract between the Company and you
Where you are a natural person, disclosures to third parties such as auditors, regulatory authorities, tax authorities and technology providers in the context of the day to day operations of the Fund;	Performance of the contract between the Company and you
Where you as an investor are a non-natural person, disclosures (which may include disclosure in respect of the personal data of your directors, officers, shareholders (direct or indirect), employees, intermediaries and/or beneficial owners of shares held by you in the Company) to third parties such as auditors, regulatory bodies, tax authorities and technology providers in the context of the day to day operations of the Company;	Pursuing the legitimate interests of the Company in managing and administering the holdings of the non-natural person in the Company and any related account on an ongoing basis.
Complying with any applicable legal, tax or regulatory obligations imposed on the Company including legal obligations under Company law, the UCITS Regulations, Central Bank UCITS Regulations, under tax law and under anti-money laundering / counter terrorist financing legislation	Compliance with a legal obligation to which the Company is subject.
Carrying out statistical analysis and market research; Recording, maintaining, storing and using recordings of telephone calls and electronic communications that you make to and receive from the Company, the Service Providers and their delegates or duly appointed agents and any of their respective related, associated or affiliated companies for any matters related to investment in the Company, dispute resolution, record keeping, security and/or training purposes; and direct marketing of any other sub-fund of the Company.	Pursuing the legitimate interests of the Company.

The personal data collected from you or provided by you or on your behalf in connection with your holdings in the Company will be collected, stored, disclosed, used and otherwise processed by the Service Providers on behalf of the Company for the purposes outlined in the table below.

Maple-Brown Abbott Limited as a data controller of your personal data may also collect, store, disclose, use or otherwise process your personal data for the purposes outlined in the table below.

Processing Activity by Maple-Brown Abbott Limited	Legal Basis for Processing
Complying with any applicable legal, tax or regulatory obligations imposed on Maple-Brown Abbott Limited including legal obligations under anti-money laundering / counter terrorist financing legislation; Assisting with any subsequent screening of you in connection with your investment in other funds or products of Maple-Brown Abbott Limited.	Pursuing the legitimate interests of Maple-Brown Abbott Limited.

Please note that where personal data is processed for purposes of legitimate interests, you have a right to object to such processing and the Company and its appointed Service Providers will no longer process the personal data unless it can be demonstrated that there are compelling legitimate grounds for the processing which override your interests, rights and freedoms or for the establishment, exercise or defence of legal claims.

Consent

Your consent is not required to process your personal data for the purposes referenced above. However, in order to process your personal data for the purposes outlined below, the Company and Maple-Brown Abbott Limited seek your consent.

Profiling and Screening

The Company and its appointed Service Providers may engage in PEP screening and financial sanctions screening programs defined by the European Union (EU), the United Nations (UN), His Majesty’s Treasury (HMT) and the Office of Foreign Assets Control (OFAC) for the purposes of complying with the Criminal Justice (Money Laundering and Terrorist Financing) Act 2010 as may be amended or replaced from time to time and with UN, EU and other applicable sanctions regimes. The implementation of such PEP screening and financial sanctions screening programmes may result in the Company or its Service Providers refusing an application for Shares in the Company or delaying or refusing to make any redemption payment or distribution payment to you if you, your directors or any beneficial owner of your Shares appear on such screening programmes. In the event that you are identified as a PEP as a result of the screening process, you may be required to provide additional information and/or documentation to the Company or its Service Providers. Such processing, which may reveal your political opinion, is considered lawful on the grounds of substantial public interest permitted under Article 9(2)(g) of the GDPR.

Undertaking in connection with other parties

By providing personal data to the Company, you undertake to be authorised to disclose to the Company relevant information applicable to the beneficial owner of the investment, to your directors and authorised signatories and to persons that own, directly or indirectly, an interest in the Company. In this respect you confirm that you have provided these persons with all the information required under applicable data protection law, notably regarding their data protection rights, and received from these persons their authorisation for the processing and transfer of their personal data to us.

Disclosures to Service Providers and / or Third Parties

Personal data relating to you which is collected from you or provided by you or on your behalf may be handled by Service Providers appointed by the Company and its or their duly appointed agents and any of related, associated or affiliated companies within the Maple-Brown Abbott and Northern Trust groups for the purposes specified above.

These Service Providers will be obliged to adhere to the data protection laws of the countries in which they operate.

The Company and/or Maple-Brown Abbott Limited may disclose your personal data to other third parties where required by law or for legitimate business interests. This may include disclosure to third parties such as auditors and the Central Bank of Ireland, regulatory bodies, taxation authorities and technology providers.

Transfers Abroad

Personal data collected from you or provided by you or on your behalf may be transferred outside of Ireland including to companies situated in countries outside of the European Economic Area (EEA) which may not have the same data protection laws as in Ireland. These countries include Australia and Malaysia.

Where data transfers outside of the EEA take place, the Company and/or the relevant Service Provider have taken the necessary steps to ensure that appropriate safeguards have been put in place to protect the privacy and integrity of such personal data, in particular ensuring the implementation of model contracts by the Service Providers and their affiliates.

Data Retention Period

The Company and its appointed Service Providers will retain all information and documentation provided by you in relation to your investment in the Company for such period of time as may be required by Irish legal and regulatory requirements, being at least six years after the period of your investment has ended or the date on which you had your last transaction with us.

Maple-Brown Abbott Limited will retain all information and documentation provided by you for the purpose of complying with legal, tax or regulatory obligations, assisting with any subsequent screening in connection of your investment in other funds or products of Maple-Brown Abbott Limited for a period of six years.

Your data protection rights

Please note that you have the following rights under the GDPR. In each case, the exercise of these rights is subject to the provisions of the GDPR:

You have a right of access to and the right to amend and rectify your personal data.
You have the right to have any incomplete personal data completed.
You have a right to lodge a complaint with a supervisory authority, in particular in the Member State of your habitual residence, place of work or place of the alleged infringement if you consider that the processing of personal data relating to you carried out by the Company infringes the GDPR.
You have a right to be forgotten (right of erasure of personal data).
You have a right to restrict processing.
You have a right to data portability.
You also have the right to object to processing where personal data is being processed for direct marketing purposes and also where the Company or a Service Provider is processing personal data for legitimate interests.

Where you wish to exercise any of your data protection rights against the Company or against Maple-Brown Abbott Limited, please contact us via the details provided below under “Contact Us”.

The Company or its Service Provider will respond to your request to exercise any of your rights under the GDPR in writing, as soon as practicable and in any event within one month of receipt of your request, subject to the provisions of the GDPR. The Company or its Service Provider may request proof of identification to verify your request.

Failure to provide personal data

As outlined in the section titled “Purposes of Processing and Legal Basis for Processing”, the provision of personal data by you is required for us to manage and administer your holdings in the Company and so that we can comply with the legal, regulatory and tax requirements referenced above. Where you fail to provide such personal data in order to comply with anti-money laundering/counter terrorist financing or other legal requirements, in certain circumstances, we may be prohibited from making redemption or any applicable dividend payments to you and/or may be required to discontinue our business relationship with you by compulsorily redeeming your shareholding in the Company.

Changes to this Notice

We reserve the right to update this Notice at any time without prior notice, and will make any updated version available on our website. This is currently available on the link maple-brownabbott.com/privacy-policy

Contact us

If you have any questions or require any further information, please email us at dataprivacy@maple-brownabbott.com.

Please confirm your location

Your location

Terms and conditions

        Maple-Brown Abbott may make changes to the Terms from time to time without prior notice to you. By continuing to access this website, you are deemed to have accepted such changes and that Maple-Brown Abbott has no obligation to notify you of any such changes.
        
        Investors outside of Australia

        Access to this website may be restricted by law in certain jurisdictions. Maple-Brown Abbott does not make any representation that the use of this information is permitted in locations other than Australia.
         
        Information on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject Maple-Brown Abbott or its associated parties to any registration or other requirement within that jurisdiction or country.
        
        No U.S. Persons

        The information on this website is not available to US persons, as defined under Regulation S of the U.S. Securities Act of 1933, as amended (US Person). As such by accepting these Terms you represent and warrant that you: (i) are not a US Person; (ii) are not acting on for the account or benefit of any US Person; and (iii) will not provide or otherwise make available any information herein to any US Person.
        
        Limit of liability
        
        The information is believed to be accurate at the time of compilation and is provided by Maple-Brown Abbott in good faith. However, the use of this website is at your sole risk. Maple-Brown Abbott makes no representation or warranty as to the quality, completeness, accuracy, reliability, timeliness or currency of information contained on this website.
         
        To the full extent permitted by law, Maple-Brown Abbott and their associated parties exclude all liability for any direct or indirect loss or damage arising in any way from errors or omissions in the information on this website, and exclude all responsibility for any direct or indirect loss or damage arising in any way as a result of any person using this website or relying on, using or downloading anything from this website.
         
        Liability for negligence, breach of contract, or contravention of any law as a result of a failure to provide this information, or any part of it, or for any problems with this information, which cannot be lawfully excluded, is limited, at Maple-Brown Abbott’s option, and to the maximum extent permitted by law, to resupplying this information or any part of it to you, or paying for the resupply of this information or any part of it to you.
         
        Errors, omissions, interruptions and delays of services may occur at any time on the internet as it is not a totally reliable or secure medium of communication. Maple-Brown Abbott accepts no liability for the consistency, security and confidentiality of any information sent over the internet and any transmissions over the internet are entirely at the user's risk.
        
        Current offer document

        The provision of material on this website is not an invitation to enter into any legal agreement of any kind. Maple-Brown Abbott is the product issuer. The information on this website does not constitute an offer, a recommendation, or invitation to invest in any investments, securities or financial products of Maple-Brown Abbott. The offer to invest in a Mable-Brown Abbott financial product will be made in a copy of the offer document, the Product Disclosure Statement and Additional Information Booklet (together, PDS) or prospectus, either downloaded from this website or provided by us in hard copy form. The PDS or other disclosure document and the Target Market Determination for the relevant financial product should be considered before deciding whether to acquire or continue to hold units in that financial product.
        
        General information

        This website provides general information about Maple-Brown Abbott and the investment vehicles which it manages/operates. The information on this website does not provide any financial product or investment advice. It should not be construed as a recommendation to invest in any particular financial product offered by Maple-Brown Abbott.
         
        Neither Maple-Brown Abbott nor its associated parties make any representation nor give any guarantee as to the future performance or success of, the rate of income or capital return from, recovery of money invested in, or income tax or other taxation consequences of, any financial product shown on this website.
         
        The information on this website does not take into account the investment objectives, financial situation or particular needs of any person and should not be used as the basis for making investment, financial or other decisions. We do not give advice in relation to any particular investment, security or financial product offered by Maple-Brown Abbott or any associated parties. Before making an investment decision, you should obtain and consider the relevant PDS, and you should seek independent advice and consider whether an investment is appropriate in light of your particular investment needs, objectives and financial circumstances.
        
        Past performance

        Past performance is not a reliable indicator of future performance. Investment is subject to certain risks including the loss of capital invested. Unless otherwise stated, all figures and amounts displayed on this website are in Australian dollars. All asset values are based on our most recent valuations. As pricing frequencies and valuation methodologies differ for the various types of assets, the asset values shown may not be current and, therefore, you shouldn’t rely on them as the basis for trading investments in your account. Returns are volatile and may fluctuate quickly and significantly.
        
        Market Highlights

        The views expressed in any articles are the author’s alone. They should not be otherwise attributed. These views are current as at the date of production and can change day to day. Maple-Brown Abbott may or may not hold securities mentioned.
        
        Intellectual property rights, trademarks and copyright

        Copyright, trademarks, intellectual property rights, database rights and all similar rights in this website and the information contained in it are owned by Maple-Brown Abbott or its associated parties. You may use the information on this website and reproduce it in hardcopy for your own personal reference only provided that you do not remove any copyright notices, disclaimers or any Maple-Brown Abbott trademarks or logos. Except for this purpose or as permitted by law, none of the information on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the express written consent of Maple-Brown Abbott or, in the case of third party material, from the owner of the copyright in that material.
        
        Links to and from other websites

        This website may contain links to other websites. Neither Maple-Brown Abbott, nor any associated party make any representation or warranty as to the accuracy, quality, currency or any other aspect of the information contained in those linked websites. A link to another website is not and should not be construed as an endorsement or recommendation by Maple-Brown Abbott or any associated party of the goods or services offered on that other website or the information contained in that other website. You agree that you will not create any link to any page within this website without Maple-Brown Abbott's express written permission.
        
        Privacy, records and cookies

        You authorise Maple-Brown Abbott to keep records of your access to this website and to utilise cookies, including placing cookies on your computer, during your access to this website.
         
        You acknowledge and agree that the collection, disclosure and/or use of information about you from accessing this website will be subject to the terms of Maple-Brown Abbott's Privacy Policy.
        
        Governing law

        These Terms are governed by the laws applicable in the State of New South Wales, Australia and each party irrevocably submits to the non-exclusive jurisdiction of the courts of that State.
        
        Internet

        Errors, omissions, interruptions and delays of services may occur at any time on the internet as it is not a totally reliable or secure medium of communication. Maple-Brown Abbott accepts no liability for the consistency, security and confidentiality of any information sent over the internet and any transmissions over the internet are entirely at the user's risk.

           Important Disclaimers
 
            By accessing or using this website of Maple-Brown Abbott Limited and its affiliates (collectively “Maple-Brown Abbott” or “we”), you hereby accept and agree to comply with these Terms of Use. Maple-Brown Abbott is an investment adviser registered with the United States Securities and Exchange Commission under the Investment Advisers Act of 1940. Such registration does not imply a certain level of skill or training.
             
            Maple-Brown Abbott’s clients in the United States are institutional investors, and we will provide prospective investors with a copy of our current Form ADV, Parts 2A and 2B prior to engagement. Prospective investors may obtain a copy of these disclosures on the SEC website at http://adviserinfo.sec.gov.
             
            The content on this website has been prepared for general information purposes only and is provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further information. The content has no regard to the specific investment objectives, financial situation or particular needs of any specific recipient. The information on this website is not intended as and does not constitute investment advice or an offer of investment advice, legal or tax advice, an offer to sell any securities to any person or a solicitation of any person of any offer to purchase any securities. The information should not be construed as Maple-Brown Abbott’s endorsement, recommendation or sponsorship of any company or security.
             
            There are inherent risks in relying on, using or retrieving information from this website, including but not limited to the risk that any such information is or becomes untimely, is or becomes erroneous due to technical or other errors, is incomplete, and/or other risks related to the display, source or accuracy of the information, including risks that may be currently unknown to Maple-Brown Abbott. This website, the information and materials contained on this website, including text, graphics, software, links and other items, are provided “as is” and “as available.” Maple-Brown Abbott does not warrant the accuracy, adequacy, completeness, timeliness or availability of this website. You should carefully evaluate all information found on this website, and you should seek the advice of professionals, as appropriate, to evaluate any data, information, product or service. Past performance is not indicative of future results, and investing in securities involves risk of loss. Further, any benchmarks are provided for illustrative purposes only and should not be relied upon as an accurate measure of comparison. Indices are unmanaged and investors cannot directly invest in them. They are not subject to expenses or fees and are often comprised of securities and other investment instruments the liquidity of which is not restricted. The investment activities and performance of any strategy referred to on this website may be considerably more volatile than the performance of any benchmark index.
             
            In no event will Maple-Brown Abbott be liable for any damages, including, without limitation, direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this website or use thereof or the inability by any party to use this website, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or technical or system failure, even if Maple-Brown Abbott, or representatives thereof, are advised of the possibility of such damages, losses or expenses.
             
            This content may not be reproduced or copied by any means without the prior consent of Maple-Brown Abbott. The content is based on information obtained from sources believed to be reliable but is not guaranteed as being accurate, nor is it a complete statement or summary of the securities, markets or developments referred to in the content. This website may include links to third-party websites. Maple-Brown Abbott does not make any representations or guarantees as to the information obtained from such links, including their accuracy, timeliness, suitability, or completeness. By accessing a linked third-party website, you do so at your own risk. A link to another website is not and should not be construed as an endorsement or recommendation by Maple-Brown Abbott or any of its affiliates of the goods or services offered on that other website or the information contained in that other website. Any opinions expressed in the content are subject to change without notice, and Maple-Brown Abbott is under no obligation to update or keep current the information.
             
            Maple-Brown Abbott may make changes to these Terms of Use from time to time without prior notice to you. By continuing to access the website, you are deemed to have accepted such changes.

Acceptance of terms and conditions
 
            This website is owned and operated by Maple-Brown Abbott Limited ABN 73 001 208 564 (AFSL 237296) (Maple-Brown Abbott or we). By accessing this website you agree to the following terms and conditions (the Terms) and acknowledge that you have read and understood them. In addition to these Terms, you agree that your access to this website is also subject to any other notices, disclaimers or statements contained on this website.
             
            Maple-Brown Abbott may make changes to the Terms from time to time without prior notice to you. By continuing to access this website, you are deemed to have accepted such changes and that Maple-Brown Abbott has no obligation to notify you of any such changes.
             
            New Zealand investors
            
            This website includes documents and information relating to financial products that is directed at wholesale clients (as defined in the Financial Markets Conduct Act 2013). This information is not intended to be distributed or passed on, directly or indirectly, to any other class of persons in New Zealand. It is being supplied to wholesale clients solely for their information and may not be reproduced, forwarded to any other person or published, in whole or in part, for any purpose.
            
            Investors outside of Australia and New Zealand 
            
            Access to this website may be restricted by law in certain jurisdictions. Maple-Brown Abbott does not make any representation that the use of this information is permitted in locations other than Australia and New Zealand.
             
            Information on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject Maple-Brown Abbott or its associated parties to any registration or other requirement within that jurisdiction or country.
             
            No U.S. Persons
             
            The information on this website is not available to US persons, as defined under Regulation S of the U.S. Securities Act of 1933, as amended (US Person). As such by accepting these Terms you represent and warrant that you: (i) are not a US Person; (ii) are not acting on for the account or benefit of any US Person; and (iii) will not provide or otherwise make available any information herein to any US Person. 
             
            Limit of liability
             
            The information is believed to be accurate at the time of compilation and is provided by Maple-Brown Abbott in good faith. However, the use of this website is at your sole risk. Maple-Brown Abbott makes no representation or warranty as to the quality, completeness, accuracy, reliability, timeliness or currency of information contained on this website.
             
            To the full extent permitted by law, Maple-Brown Abbott and their associated parties exclude all liability for any direct or indirect loss or damage arising in any way from errors or omissions in the information on this website, and exclude all responsibility for any direct or indirect loss or damage arising in any way as a result of any person using this website or relying on, using or downloading anything from this website.
             
            Liability for negligence, breach of contract, or contravention of any law as a result of a failure to provide this information, or any part of it, or for any problems with this information, which cannot be lawfully excluded, is limited, at Maple-Brown Abbott’s option, and to the maximum extent permitted by law, to resupplying this information or any part of it to you, or paying for the resupply of this information or any part of it to you.
             
            Errors, omissions, interruptions and delays of services may occur at any time on the internet as it is not a totally reliable or secure medium of communication. Maple-Brown Abbott accepts no liability for the consistency, security and confidentiality of any information sent over the internet and any transmissions over the internet are entirely at the user's risk.
             
            Current offer document
             
            The provision of material on this website is not an invitation to enter into any legal agreement of any kind. Maple-Brown Abbott is the product issuer. The information on this website does not constitute an offer, a recommendation, or invitation to invest in any investments, securities or financial products of Maple-Brown Abbott. The offer to invest in a Mable-Brown Abbott financial product will be made in a copy of the offer document, the Product Disclosure Statement and Additional Information Booklet (together, PDS) or prospectus, either downloaded from this website or provided by us in hard copy form. The PDS or other disclosure document and the Target Market Determination for the relevant financial product should be considered before deciding whether to acquire or continue to hold units in that financial product.
             
            General information 
             
            This website provides general information about Maple-Brown Abbott and the investment vehicles which it manages/operates. The information on this website does not provide any financial product or investment advice. It should not be construed as a recommendation to invest in any particular financial product offered by Maple-Brown Abbott.
             
            Neither Maple-Brown Abbott nor its associated parties make any representation nor give any guarantee as to the future performance or success of, the rate of income or capital return from, recovery of money invested in, or income tax or other taxation consequences of, any financial product shown on this website.
             
            The information on this website does not take into account the investment objectives, financial situation or particular needs of any person and should not be used as the basis for making investment, financial or other decisions. We do not give advice in relation to any particular investment, security or financial product offered by Maple-Brown Abbott or any associated parties. Before making an investment decision, you should obtain and consider the relevant PDS, and you should seek independent advice and consider whether an investment is appropriate in light of your particular investment needs, objectives and financial circumstances.
             
            Past performance
             
            Past performance is not a reliable indicator of future performance. Investment is subject to certain risks including the loss of capital invested. Unless otherwise stated, all figures and amounts displayed on this website are in Australian dollars. All asset values are based on our most recent valuations. As pricing frequencies and valuation methodologies differ for the various types of assets, the asset values shown may not be current and, therefore, you shouldn’t rely on them as the basis for trading investments in your account. Returns are volatile and may fluctuate quickly and significantly.
             
            Market Highlights
             
            The views expressed in any articles are the author’s alone. They should not be otherwise attributed. These views are current as at the date of production and can change day to day. Maple-Brown Abbott may or may not hold securities mentioned. 
             
            Intellectual property rights, trademarks and copyright
             
            Copyright, trademarks, intellectual property rights, database rights and all similar rights in this website and the information contained in it are owned by Maple-Brown Abbott or its associated parties. You may use the information on this website and reproduce it in hardcopy for your own personal reference only provided that you do not remove any copyright notices, disclaimers or any Maple-Brown Abbott trademarks or logos. Except for this purpose or as permitted by law, none of the information on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the express written consent of Maple-Brown Abbott or, in the case of third party material, from the owner of the copyright in that material.
             
            Links to and from other websites
             
            This website may contain links to other websites. Neither Maple-Brown Abbott, nor any associated party make any representation or warranty as to the accuracy, quality, currency or any other aspect of the information contained in those linked websites. A link to another website is not and should not be construed as an endorsement or recommendation by Maple-Brown Abbott or any associated party of the goods or services offered on that other website or the information contained in that other website. You agree that you will not create any link to any page within this website without Maple-Brown Abbott's express written permission.
             
            Privacy, records and cookies
             
            You authorise Maple-Brown Abbott to keep records of your access to this website and to utilise cookies, including placing cookies on your computer, during your access to this website.
             
            You acknowledge and agree that the collection, disclosure and/or use of information about you from accessing this website will be subject to the terms of Maple-Brown Abbott's Privacy Policy.
             
            Governing law
             
            These Terms are governed by the laws applicable in the State of New South Wales, Australia and each party irrevocably submits to the non-exclusive jurisdiction of the courts of that State.
             
            Internet
             
            Errors, omissions, interruptions and delays of services may occur at any time on the internet as it is not a totally reliable or secure medium of communication. Maple-Brown Abbott accepts no liability for the consistency, security and confidentiality of any information sent over the internet and any transmissions over the internet are entirely at the user's risk.

           Acceptance of UCITS terms and conditions

            This section of the website (UCITS website) has been prepared by Maple-Brown Abbott Limited (ABN 73 001 208 564 AFSL 237296 ) (Maple-Brown Abbott or we) on behalf of Maple-Brown Abbott Funds plc (MBA Funds). The UCITS website is owned and operated by Maple-Brown Abbott. By accessing the UCITS website you agree to the following terms and conditions (the UCITS Terms) and acknowledge that you have read and understood them. In addition to these UCITS Terms, you agree that your access to this UCITS website is also subject to any other notices, disclaimers or statements contained on this UCITS website.
            
            Maple-Brown Abbott may make changes to the UCITS Terms from time to time without prior notice to you. By continuing to access the UCITS website, you are deemed to have accepted such changes and that Maple-Brown Abbott has no obligation to notify you of any such changes.
            
            Restrictions on information
            
            Access to the UCITS website may be restricted by law in certain jurisdictions. Neither Maple-Brown Abbott nor MBA Funds make any representation that the use of this information is permitted in locations other than Ireland or jurisdictions in which MBA Funds is registered for sale. 
            
            This information on the UCITS website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject Maple-Brown Abbott, MBA Funds or their associated parties to any registration or other requirement within that jurisdiction or country.
            
            When using the UCITS website, you are responsible for complying with all applicable local, national and international laws and regulations, including those related to data privacy and intellectual property.  It may be illegal to access or download the information contained in the UCITS website in certain jurisdictions and we disclaim all responsibility if you access or download any information in breach of any law or regulation applicable to you or in the place that you access the UCITS website.
            
            No U.S. Persons
            
            The information on this UCITS website is not available to US persons, as defined under Regulation S of the U.S. Securities Act of 1933, as amended (US Person). As such by accepting these UCITS Terms you represent and warrant that you: (i) are not a US Person; (ii) are not acting on for the account or benefit of any US Person; and (iii) will not provide or otherwise make available any information herein to any US Person.
            
            Limit of liability
            
            The information is believed to be accurate at the time of compilation and is provided by Maple-Brown Abbott and MBA Funds in good faith. However, the use of the UCITS website is at your sole risk. Neither Maple-Brown Abbott nor MBA Funds make any representation or warranty as to the quality, completeness, accuracy, reliability, timeliness or currency of information contained in the UCITS website.
            
            To the full extent permitted by law, Maple-Brown Abbott, MBA Funds and their associated parties exclude all liability for any direct or indirect loss or damage arising in any way from errors or omissions in the information in the UCITS website, and exclude all responsibilities for any direct or indirect loss or damage arising in any way as a result of any person using the UCITS website or relying on, using or downloading anything from the UCITS website.
            
            Liability for negligence, breach of contract, or contravention of any law as a result of a failure to provide this information, or any part of it, or for any problems with this information, which cannot be lawfully excluded, is limited, at Maple-Brown Abbott’s and/ or MBA Funds’ option, and to the maximum extent permitted by law, to resupplying this information or any part of it to you, or paying for the resupply of this information or any part of it to you.
            
            Errors, omissions, interruptions and delays of services may occur at any time on the internet as it is not a totally reliable or secure medium of communication. Maple-Brown Abbott and MBA Funds accept no liability for the consistency, security and confidentiality of any information sent over the internet and any transmissions over the internet are entirely at the user's risk.
            
            Current Prospectus
            
            The provision of material on the UCITS website is not an invitation to enter into any legal agreement of any kind. No statement or information in the UCITS website constitutes an offer, recommendation, invitation to invest in any investments, securities or financial products of MBA Funds.
            
            Should you wish to invest directly in a MBA Funds financial product referred to in the UCITS website you must only do so on the basis of a current prospectus (including any addenda thereto), application form and key investor information document (KIID) either downloaded from the UCITS website or provided by us in hard copy form.
            
            No guarantees or financial advice
            
            This UCITS website provides general information about MBA Funds only, it does not provide any financial product or investment advice. It should not be construed as a recommendation to invest in any particular financial product on the UCITS website. 
            
            Neither Maple-Brown Abbott, MBA Funds nor their associated parties make any representation nor give any guarantee as to the future performance or success of, the rate of income or capital return from, recovery of money invested in, or income tax or other taxation consequences of, any financial product shown on this UCITS website. Investment is subject to certain risks. Possible risks could include delays in repayment and loss of income or capital invested. 
            
            This UCITS website does not take into account the investment objectives, financial situation or particular needs of any person and should not be used as the basis for making investment, financial or other decisions. We do not give advice in relation to any particular investment, security or financial product offered by MBA Funds or any associated parties. Before making an investment decision, you should obtain and consider the relevant prospectus (including any addenda thereto) and KIID, and you should seek independent advice and consider whether an investment is appropriate in light of your particular investment needs, objectives and financial circumstances. 
            
            Past performance
            
            Past performance is not a reliable indicator of future performance. Investment is subject to certain risks including the loss of capital invested. All asset values are based on our most recent valuations. As pricing frequencies and valuation methodologies differ for the various types of assets, the asset values shown may not be current and, therefore, you shouldn’t rely on them as the basis for trading investments in your account. Returns are volatile and may fluctuate quickly and significantly.
            
            Changes in exchange rates may have an adverse effect on the value price or income of a sub fund of MBA Funds or any class thereof.
            
            Market highlights
            
            The views expressed in any articles are the author’s alone. They should not be otherwise attributed. These views are current as at the date of production and can change day to day. Maple-Brown Abbott and/or MBA Funds may or may not hold securities mentioned. 
            
            Intellectual property rights, trademarks and copyright
            
            Copyright, trademarks, intellectual property rights, database rights and all similar rights in this UCITS website and the information contained in it are owned by Maple-Brown Abbott, MBA Funds or their associated parties. You may use the information on this UCITS website and reproduce it in hardcopy for your own personal reference only provided that you do not remove any copyright notices, disclaimers or any Maple-Brown Abbott trademarks or logos. Except for this purpose or as permitted by law, none of the information on this UCITS website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the express written consent of Maple-Brown Abbott or, in the case of third party material, from the owner of the copyright in that material.
            
            Links to and from other websites
            
            The UCITS website may contain links to other websites. Neither Maple-Brown Abbott, MBA Funds, nor any associated party make any representation or warranty as to the accuracy, quality, currency or any other aspect of the information contained in those linked websites. A link to another website is not and should not be construed as an endorsement or recommendation by Maple-Brown Abbott, MBA Funds or any associated party of the goods or services offered on that other website or the information contained in that other website. You agree that you will not create any link to any page within the UCITS website without Maple-Brown Abbott's express written permission.
            
            Privacy, records and cookies
            
            You authorise us to keep records of your access to the UCITS website and to utilise cookies, including placing cookies on your computer, during your access to the UCITS website.
            
            You acknowledge and agree that the collection, disclosure, processing and/or use of information about you from accessing the UCITS website will be subject to the Data Privacy Statement.
            
            Governing law
            
            These UCITS Terms are governed by the laws applicable in Ireland and each party irrevocably submits to the non-exclusive jurisdiction of the courts of Ireland.
            
            Internet
            
            Errors, omissions, interruptions and delays of services may occur at any time on the internet as it is not a totally reliable or secure medium of communication. Maple-Brown Abbott and MBA Funds accept no liability for the consistency, security and confidentiality of any information sent over the internet and any transmissions over the internet are entirely at the user's risk.

            Acceptance of UCITS terms and conditions

            This section of the website (UCITS website) has been prepared by Maple-Brown Abbott Limited (ABN 73 001 208 564 AFSL 237296 ) (Maple-Brown Abbott or we) on behalf of Maple-Brown Abbott Funds plc (MBA Funds). The UCITS website is owned and operated by Maple-Brown Abbott. By accessing the UCITS website you agree to the following terms and conditions (the UCITS Terms) and acknowledge that you have read and understood them. In addition to these UCITS Terms, you agree that your access to this UCITS website is also subject to any other notices, disclaimers or statements contained on this UCITS website.
            
            Maple-Brown Abbott may make changes to the UCITS Terms from time to time without prior notice to you. By continuing to access the UCITS website, you are deemed to have accepted such changes and that Maple-Brown Abbott has no obligation to notify you of any such changes.
            
            Restrictions on information
            
            Access to the UCITS website may be restricted by law in certain jurisdictions. Neither Maple-Brown Abbott nor MBA Funds make any representation that the use of this information is permitted in locations other than Ireland or jurisdictions in which MBA Funds is registered for sale. 
            
            This information on the UCITS website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject Maple-Brown Abbott, MBA Funds or their associated parties to any registration or other requirement within that jurisdiction or country.
            
            When using the UCITS website, you are responsible for complying with all applicable local, national and international laws and regulations, including those related to data privacy and intellectual property.  It may be illegal to access or download the information contained in the UCITS website in certain jurisdictions and we disclaim all responsibility if you access or download any information in breach of any law or regulation applicable to you or in the place that you access the UCITS website.
            
            No U.S. Persons
            
            The information on this UCITS website is not available to US persons, as defined under Regulation S of the U.S. Securities Act of 1933, as amended (US Person). As such by accepting these UCITS Terms you represent and warrant that you: (i) are not a US Person; (ii) are not acting on for the account or benefit of any US Person; and (iii) will not provide or otherwise make available any information herein to any US Person.
            
            Limit of liability
            
            The information is believed to be accurate at the time of compilation and is provided by Maple-Brown Abbott and MBA Funds in good faith. However, the use of the UCITS website is at your sole risk. Neither Maple-Brown Abbott nor MBA Funds make any representation or warranty as to the quality, completeness, accuracy, reliability, timeliness or currency of information contained in the UCITS website.
            
            To the full extent permitted by law, Maple-Brown Abbott, MBA Funds and their associated parties exclude all liability for any direct or indirect loss or damage arising in any way from errors or omissions in the information in the UCITS website, and exclude all responsibilities for any direct or indirect loss or damage arising in any way as a result of any person using the UCITS website or relying on, using or downloading anything from the UCITS website.
            
            Liability for negligence, breach of contract, or contravention of any law as a result of a failure to provide this information, or any part of it, or for any problems with this information, which cannot be lawfully excluded, is limited, at Maple-Brown Abbott’s and/ or MBA Funds’ option, and to the maximum extent permitted by law, to resupplying this information or any part of it to you, or paying for the resupply of this information or any part of it to you.
            
            Errors, omissions, interruptions and delays of services may occur at any time on the internet as it is not a totally reliable or secure medium of communication. Maple-Brown Abbott and MBA Funds accept no liability for the consistency, security and confidentiality of any information sent over the internet and any transmissions over the internet are entirely at the user's risk.
            
            Current Prospectus
            
            The provision of material on the UCITS website is not an invitation to enter into any legal agreement of any kind. No statement or information in the UCITS website constitutes an offer, recommendation, invitation to invest in any investments, securities or financial products of MBA Funds.
            
            Should you wish to invest directly in a MBA Funds financial product referred to in the UCITS website you must only do so on the basis of a current prospectus (including any addenda thereto), application form and key investor information document (KIID) either downloaded from the UCITS website or provided by us in hard copy form.
            
            No guarantees or financial advice
            
            This UCITS website provides general information about MBA Funds only, it does not provide any financial product or investment advice. It should not be construed as a recommendation to invest in any particular financial product on the UCITS website. 
            
            Neither Maple-Brown Abbott, MBA Funds nor their associated parties make any representation nor give any guarantee as to the future performance or success of, the rate of income or capital return from, recovery of money invested in, or income tax or other taxation consequences of, any financial product shown on this UCITS website. Investment is subject to certain risks. Possible risks could include delays in repayment and loss of income or capital invested. 
            
            This UCITS website does not take into account the investment objectives, financial situation or particular needs of any person and should not be used as the basis for making investment, financial or other decisions. We do not give advice in relation to any particular investment, security or financial product offered by MBA Funds or any associated parties. Before making an investment decision, you should obtain and consider the relevant prospectus (including any addenda thereto) and KIID, and you should seek independent advice and consider whether an investment is appropriate in light of your particular investment needs, objectives and financial circumstances. 
            
            Past performance
            
            Past performance is not a reliable indicator of future performance. Investment is subject to certain risks including the loss of capital invested. All asset values are based on our most recent valuations. As pricing frequencies and valuation methodologies differ for the various types of assets, the asset values shown may not be current and, therefore, you shouldn’t rely on them as the basis for trading investments in your account. Returns are volatile and may fluctuate quickly and significantly.
            
            Changes in exchange rates may have an adverse effect on the value price or income of a sub fund of MBA Funds or any class thereof.
            
            Market highlights
            
            The views expressed in any articles are the author’s alone. They should not be otherwise attributed. These views are current as at the date of production and can change day to day. Maple-Brown Abbott and/or MBA Funds may or may not hold securities mentioned. 
            
            Intellectual property rights, trademarks and copyright
            
            Copyright, trademarks, intellectual property rights, database rights and all similar rights in this UCITS website and the information contained in it are owned by Maple-Brown Abbott, MBA Funds or their associated parties. You may use the information on this UCITS website and reproduce it in hardcopy for your own personal reference only provided that you do not remove any copyright notices, disclaimers or any Maple-Brown Abbott trademarks or logos. Except for this purpose or as permitted by law, none of the information on this UCITS website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the express written consent of Maple-Brown Abbott or, in the case of third party material, from the owner of the copyright in that material.
            
            Links to and from other websites
            
            The UCITS website may contain links to other websites. Neither Maple-Brown Abbott, MBA Funds, nor any associated party make any representation or warranty as to the accuracy, quality, currency or any other aspect of the information contained in those linked websites. A link to another website is not and should not be construed as an endorsement or recommendation by Maple-Brown Abbott, MBA Funds or any associated party of the goods or services offered on that other website or the information contained in that other website. You agree that you will not create any link to any page within the UCITS website without Maple-Brown Abbott's express written permission.
            
            Privacy, records and cookies 
            
            You authorise us to keep records of your access to the UCITS website and to utilise cookies, including placing cookies on your computer, during your access to the UCITS website.
            
            You acknowledge and agree that the collection, disclosure, processing and/or use of information about you from accessing the UCITS website will be subject to the Data Privacy Statement.
            
            Governing law
            
            These UCITS Terms are governed by the laws applicable in Ireland and each party irrevocably submits to the non-exclusive jurisdiction of the courts of Ireland.
            
            Internet
            
            Errors, omissions, interruptions and delays of services may occur at any time on the internet as it is not a totally reliable or secure medium of communication. Maple-Brown Abbott and MBA Funds accept no liability for the consistency, security and confidentiality of any information sent over the internet and any transmissions over the internet are entirely at the user's risk.

           Acceptance of UCITS terms and conditions

            This section of the website (UCITS website) has been prepared by Maple-Brown Abbott Limited (ABN 73 001 208 564 AFSL 237296 ) (Maple-Brown Abbott or we) on behalf of Maple-Brown Abbott Funds plc (MBA Funds). The UCITS website is owned and operated by Maple-Brown Abbott. By accessing the UCITS website you agree to the following terms and conditions (the UCITS Terms) and acknowledge that you have read and understood them. In addition to these UCITS Terms, you agree that your access to this UCITS website is also subject to any other notices, disclaimers or statements contained on this UCITS website.
            
            Maple-Brown Abbott may make changes to the UCITS Terms from time to time without prior notice to you. By continuing to access the UCITS website, you are deemed to have accepted such changes and that Maple-Brown Abbott has no obligation to notify you of any such changes.
            
            Restrictions on information
            
            Access to the UCITS website may be restricted by law in certain jurisdictions. Neither Maple-Brown Abbott nor MBA Funds make any representation that the use of this information is permitted in locations other than Ireland or jurisdictions in which MBA Funds is registered for sale. 
            
            This information on the UCITS website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject Maple-Brown Abbott, MBA Funds or their associated parties to any registration or other requirement within that jurisdiction or country.
            
            When using the UCITS website, you are responsible for complying with all applicable local, national and international laws and regulations, including those related to data privacy and intellectual property.  It may be illegal to access or download the information contained in the UCITS website in certain jurisdictions and we disclaim all responsibility if you access or download any information in breach of any law or regulation applicable to you or in the place that you access the UCITS website.
            
            No U.S. Persons
            
            The information on this UCITS website is not available to US persons, as defined under Regulation S of the U.S. Securities Act of 1933, as amended (US Person). As such by accepting these UCITS Terms you represent and warrant that you: (i) are not a US Person; (ii) are not acting on for the account or benefit of any US Person; and (iii) will not provide or otherwise make available any information herein to any US Person.
            
            Limit of liability
            
            The information is believed to be accurate at the time of compilation and is provided by Maple-Brown Abbott and MBA Funds in good faith. However, the use of the UCITS website is at your sole risk. Neither Maple-Brown Abbott nor MBA Funds make any representation or warranty as to the quality, completeness, accuracy, reliability, timeliness or currency of information contained in the UCITS website.
            
            To the full extent permitted by law, Maple-Brown Abbott, MBA Funds and their associated parties exclude all liability for any direct or indirect loss or damage arising in any way from errors or omissions in the information in the UCITS website, and exclude all responsibilities for any direct or indirect loss or damage arising in any way as a result of any person using the UCITS website or relying on, using or downloading anything from the UCITS website.
            
            Liability for negligence, breach of contract, or contravention of any law as a result of a failure to provide this information, or any part of it, or for any problems with this information, which cannot be lawfully excluded, is limited, at Maple-Brown Abbott’s and/ or MBA Funds’ option, and to the maximum extent permitted by law, to resupplying this information or any part of it to you, or paying for the resupply of this information or any part of it to you.
            
            Errors, omissions, interruptions and delays of services may occur at any time on the internet as it is not a totally reliable or secure medium of communication. Maple-Brown Abbott and MBA Funds accepts no liability for the consistency, security and confidentiality of any information sent over the internet and any transmissions over the internet are entirely at the user's risk.
            
            Current Prospectus
            
            The provision of material on the UCITS website is not an invitation to enter into any legal agreement of any kind. No statement or information in the UCITS website constitutes an offer, recommendation, invitation to invest in any investments, securities or financial products of MBA Funds.
            
            Should you wish to invest directly in a MBA Funds financial product referred to in the UCITS website you must only do so on the basis of a current prospectus (including any addenda thereto), application form and key investor information document (KIID) either downloaded from the UCITS website or provided by us in hard copy form.
            
            No guarantees or financial advice
            
            This UCITS website provides general information about MBA Funds only, it does not provide any financial product or investment advice. It should not be construed as a recommendation to invest in any particular financial product on the UCITS website. 
            
            Neither Maple-Brown Abbott, MBA Funds nor their associated parties make any representation nor give any guarantee as to the future performance or success of, the rate of income or capital return from, recovery of money invested in, or income tax or other taxation consequences of, any financial product shown on this UCITS website. Investment is subject to certain risks. Possible risks could include delays in repayment and loss of income or capital invested. 
            
            This UCITS website does not take into account the investment objectives, financial situation or particular needs of any person and should not be used as the basis for making investment, financial or other decisions. We do not give advice in relation to any particular investment, security or financial product offered by MBA Funds or any associated parties. Before making an investment decision, you should obtain and consider the relevant prospectus (including any addenda thereto) and KIID, and you should seek independent advice and consider whether an investment is appropriate in light of your particular investment needs, objectives and financial circumstances. 
            
            Past performance
            
            Past performance is not a reliable indicator of future performance. Investment is subject to certain risks including the loss of capital invested. All asset values are based on our most recent valuations. As pricing frequencies and valuation methodologies differ for the various types of assets, the asset values shown may not be current and, therefore, you shouldn’t rely on them as the basis for trading investments in your account. Returns are volatile and may fluctuate quickly and significantly.
            
            Changes in exchange rates may have an adverse effect on the value price or income of a sub fund of the MBA Funds or any class thereof.
            
            Market highlights
            
            The views expressed in any articles are the author’s alone. They should not be otherwise attributed. These views are current as at the date of production and can change day to day. Maple-Brown Abbott and/or MBA Funds may or may not hold securities mentioned. 
            
            Intellectual property rights, trademarks and copyright
            
            Copyright, trademarks, intellectual property rights, database rights and all similar rights in this UCITS website and the information contained in it are owned by Maple-Brown Abbott, MBA Funds or their associated parties. You may use the information on this UCITS website and reproduce it in hardcopy for your own personal reference only provided that you do not remove any copyright notices, disclaimers or any Maple-Brown Abbott trademarks or logos. Except for this purpose or as permitted by law, none of the information on this UCITS website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the express written consent of Maple-Brown Abbott or, in the case of third party material, from the owner of the copyright in that material.
            
            Links to and from other websites
            
            The UCITS website may contain links to other websites. Neither Maple-Brown Abbott, MBA Funds, nor any associated party make any representation or warranty as to the accuracy, quality, currency or any other aspect of the information contained in those linked websites. A link to another website is not and should not be construed as an endorsement or recommendation by Maple-Brown Abbott, MBA Funds or any associated party of the goods or services offered on that other website or the information contained in that other website. You agree that you will not create any link to any page within the UCITS website without Maple-Brown Abbott's express written permission.
            
            Privacy, records and cookies 
            
            You authorise us to keep records of your access to the UCITS website and to utilise cookies, including placing cookies on your computer, during your access to the UCITS website.
            
            You acknowledge and agree that the collection, disclosure, processing and/or use of information about you from accessing the UCITS website will be subject to the Data Privacy Statement.
            
            Governing law
            
            These UCITS Terms are governed by the laws applicable in Ireland and each party irrevocably submits to the non-exclusive jurisdiction of the courts of Ireland.
            
            Internet
            
            Errors, omissions, interruptions and delays of services may occur at any time on the internet as it is not a totally reliable or secure medium of communication. Maple-Brown Abbott and MBA Funds accept no liability for the consistency, security and confidentiality of any information sent over the internet and any transmissions over the internet are entirely at the user's risk.

I agree to the terms and conditions